Britam unveils a medical cover for domestic and informal workers, giving thousands of Kenyans an opportunity to access affordable and quality healthcare.
The new cover, known as Bima ya Wafanyikazi, starts from as little as KSh 336 per month. It is designed to help domestic and informal workers get medical support without facing heavy financial pressure when they fall sick.
The cover is underwritten by Britam and distributed by Minet Kenya Insurance Brokers. It provides a range of healthcare benefits, including inpatient and outpatient treatment, maternity care, dental and optical services, annual health check-ups, and last expense benefits.
The medical cover is available to individual domestic workers, employers and registered worker associations. This makes it easier for more workers and their families to access healthcare protection.
Domestic and informal workers play an important role in Kenyan society. They care for children and older people, clean homes, prepare meals, provide security and support hospitals, businesses and other institutions.
However, many workers in this sector have limited access to medical insurance. According to the International Labour Organization (ILO), more than 90 percent of domestic workers do not have medical protection.
Many also work without formal contracts or other forms of financial protection. This can make it difficult for them and their families to manage medical costs when illness or emergencies occur.
Britam Connect CEO and Principal Officer Evah Kimani said the new cover was created to meet the everyday healthcare needs of communities that have often been left out of traditional insurance services.
She said Bima ya Wafanyikazi brings together several healthcare benefits to help workers seek treatment early, remain healthier and reduce the financial challenges that can come with illness.
Minet Kenya CEO Sammy Muthui said the partnership with Britam Connect aims to address the growing need for affordable healthcare among Kenya’s informal workforce.
The launch strengthens Britam Connect’s efforts to make insurance more accessible to underserved communities. It also supports efforts to promote decent work, improve healthcare access and reduce inequality in Kenya.
With Bima ya Wafanyikazi starting at KSh 336 per month, domestic and informal workers now have an affordable option to protect themselves against unexpected medical expenses.